Storage Unit Insurance
Protect What Matters Most with Simple, Affordable Coverage
When you store your belongings, you’re trusting them to be safe — and at Storage Star, we take that seriously. That’s why we offer easy, reliable storage unit insurance options designed to protect your personal items from unexpected damage, loss, or theft.
Whether you’re storing furniture, family heirlooms, business inventory, or extra vehicles, having the right storage rental insurance gives you peace of mind from move-in to move-out.
With flexible coverage and simple enrollment, Storage Star makes protecting your stored belongings stress-free.
What is Storage Unit Insurance?
Storage unit insurance is coverage that helps protect your stored belongings from risks, such as:
- Fire and smoke damage
- Theft and vandalism
- Water damage from leaks or storms
- Natural disasters and unexpected events
While Storage Star provides secure, well-maintained facilities, standard facility insurance does not cover the contents of your unit. That’s where insurance for a storage unit comes in — giving you financial protection if something outside your control happens.
Why Do You Need Insurance for a Storage Unit?
Storage facilities aren’t responsible for the value of what you store. Without coverage, replacing damaged or stolen items can be costly. That’s why at Storage Star, storage rental insurance is required.
Having storage unit insurance helps you:
- Protect valuable personal belongings
- Safeguard business inventory or equipment
- Meet facility insurance requirements
- Avoid unexpected out-of-pocket expenses
- Store with confidence and peace of mind
What Protection Does Storage Star Offer?
Storage Star’s storage rental insurance is carefully crafted to account for the numerous potential risks that self-storage renters may face. While you can get full details from your local Storage Star facility and lease agreement, our plans provide vital content insurance and damage waiver coverage for self-storage tenants.
You can rest assured that your contents are safe and secure, regardless of the location of your Storage Star facility. We offer a wide, comprehensive shield of protection against a wide range of losses. Standard coverage includes*:
Types of Storage Unit Insurance Coverage
There are several ways to insure your stored belongings. Understanding your options helps you choose what works best for you.
How Storage Unit Insurance Works at Storage Star
We believe protecting your belongings should be easy. When you rent with Storage Star:
- You’ll select your storage unit at a local facility
- Choose your preferred insurance option
- Coverage is activated immediately
- Your belongings are protected while stored
Our storage insurance plans are designed to work seamlessly with your rental, so you don’t have to manage separate policies or providers.
Have questions? Our on-site team is always here to walk you through your options.
How Much Does Storage Unit Insurance Cost?
The cost of storage unit rental insurance depends on several factors, including:
- Unit size
- Estimated value of stored items
- Coverage level
- Location
- Type of protection selected
Most plans are very affordable, especially compared to replacing damaged belongings. For exact pricing at your local facility, browse available units online or speak with our team.
Benefits Of The Storage Star Protection Plan
If your homeowners' policy covers stored goods, you may be wondering why you'd want to add an additional, dedicated supplemental policy. When you use our storage protection plan, you're getting a more comprehensive layer of coverage with no risk of a premium increase in the case of a claim.
A Protection Plan through Storage Star offers:
Another benefit? There are additional coverages included with our Protection Plan at no extra cost. You'll receive coverage for property in transit, property off-site, and contents within vehicles and trailers. For more information on the details of our Protection Plan, contact us now!
Frequently Asked Question About Storage Unit Insurance
Do I need insurance for a storage unit?
Yes. Reputable storage facilities require coverage, as it ensures your belongings are protected from unexpected damage or loss.
Does Storage Star insure my belongings automatically?
No. Facility security protects the property, but you’ll need to enroll in a storage unit insurance plan at the time of rental or provide proof of third-party coverage to insure your items.
Can my renter's or homeowner's insurance cover my storage unit?
Some policies offer limited coverage, but restrictions often apply. We recommend confirming coverage details with your provider before relying on it.
How do I show proof of insurance?
If using third-party insurance, you’ll need to provide documentation showing active coverage. Our team can help you submit this quickly.
What happens if I don't have storage insurance?
Without coverage, you may be responsible for replacing damaged or stolen items out of pocket. At Storage Star, insurance is required to complete your rental.
Can I change my insurance coverage later?
Yes! You can often adjust your coverage if your storage needs change. Just contact your local Storage Star facility.
Store Smarter. Stay Protected.
Your belongings represent memories, investments, and hard work — and they deserve reliable protection.
With Storage Star’s flexible storage unit insurance options, you can store with confidence knowing your items are covered, secure, and cared for.
Whether you’re storing short-term or long-term, we’re here to make the process simple, affordable, and stress-free.
Ready to get started?
